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Special Feature continued

encompass towing, lifting a vessel, or effecting repairs to the actual services each provides, obtain more details, and
a ship. Protecting the coastal environment from oil spillage secure a plan that best-meets your needs.
or other contaminants from a modern ship can also be a
motivator, as oil, cargo, and other pollutants can easily Additional Resources
leak from a wreck. Depending upon the circumstances, The Coast Guard Auxiliary provides a vessel safety check
these services may or may not be covered by membership (as a safety / preventive measure) before getting underway,
programs, so be sure to ask about salvage coverage when to ensure that you have all the required safety equipment on-
you discuss membership plans. board. You can see more about this free service provided at
www.cgaux.org/vsc
If you are a boater and do not already have ‘vessel assist’
services in place, we urge you to contact Tow-Boat US at There are also a number of online state and national boating
954-783-7821 and/or Sea Tow at 954-525-0037 to confirm courses available. Upon completion of one (or more) of these
courses, not only will your knowledge
be improved, but your resume will as
well. While insurance continues to be
a challenge in today’s market, any
additional courses may improve your
underwriting scores.

Many times, “traditional” home
insurance companies will provide
coverage for a vessel, and sometimes
at lower rates. However, it is important
to fully understand the coverage
offered, as some companies do
not provide some of the important
coverages one might typically find with
traditional marine insurers. It always
pays to compare.

When providing a “third party”
vessel with a berth along your dock
or seawall, be sure that the vessel is
insured and you (the property owner of
record) are named as an “additional
insured” on their policy. Also, confirm
that your insurance will cover any
financial exposure due to an event
not covered by the third-party vessel
owner’s insurance coverage.

Zoning regulations in many residential
zoning districts do not permit the
renting / leasing of docking space
to any third-party owner. Confirm
with the City as to any restriction on
your property, so as to avoid zoning
citations.

You, the property owner, are ultimately
responsible for the disposition of any
problem, if the owner of the vessel fails
to do so.

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